Personal Checking Accounts
FREE Checking
- $100 minimum to open, and no minimum balance required
- No monthly service charge and no transaction limitations
- FREE: Debit/ATM card, first box of checks (Intro-50 pack), BankWise™ online banking and
WisePay™ bill pay¹ - Free ATM transactions (other banks' fees may apply)
Relationship Interest Checking
- $500 to open, and $1,000 combined checking and money market minimum daily balance required
to avoid a $10 monthly service charge - Preferred interest rate paid monthly to your account (rate subject to change)
- FREE: Debit/ATM card, first box of checks (Intro-50 pack), BankWise™ online banking and
WisePay™ bill pay¹ - Check images are mailed with monthly statement
- Unlimited transactions
- Free ATM transactions (other banks' fees may apply)
- Premier Club Rewards may be available for customers 55 years and older.
Features include:- Preferred interest rates on CDs and IRAs
- Free Relationship Account Checks
- Free subscription to the Premier Club Newsletter
- Free birthday luncheons
- Group events
Interest Checking
- $100 minimum to open, and $1,000 minimum daily balance required to avoid an $8 monthly
service charge² - Competitive rate of interest paid each month (rate subject to change)
- FREE: Debit/ATM card, first box of checks (Intro-50 pack), BankWise™ online banking and
WisePay™ bill pay¹ - Check images are mailed with monthly statement
- Free ATM transactions (other banks' fees may apply)
Regular Checking
- $100 minimum to open, and a $250 minimum daily balance required to avoid $5 monthly service
charge² - FREE: Debit/ATM card, first box of checks (Intro-50 pack), BankWise™ online banking and
WisePay™ bill pay¹ - Check images are mailed with monthly statement
- Free ATM transactions (other banks' fees may apply)
Money Market Checking
- $1,000 minimum to open, and $1,000 minimum daily balance
required to avoid $10 monthly service charge - Competitive tiered rates of interest paid each month on the
daily balance (rate subject to change) - Six free debits/withdrawals each statement cycle³
- Free BankWise™ online banking
- Free ATM transactions (other banks' fees may apply)
1. WisePay™ bill pay service has no monthly service fee
and provides 15 free transactions, $0.50 for each
additional transaction thereafter. With BankWise™ online
banking, a 25¢ fee per image applies if you access more
than 2 images per month. Please see the
BankwiseOnline/WisePay™ page for additional
information.
2. Regular Checking and Interest Checking
both include 40 free paid checks/debits
each statement cycle –
$ .15 for each additional check or
debit paid in the statement cycle. Please
refer to specific account disclosures at the
time of account opening.
3. Checks, withdrawals or transfers from
a money market account are limited by
regulation to six per statement cycle. A
transaction fee of $1 is charged for any debit
transaction in excess of six during the
statement cycle.
4. For specific account disclosures, please
refer to the applicable disclosure statement
("Deposit Account Terms and Conditions"),
which will be provided to you at account opening
